Legal

Risk Disclosure

Read this before you connect real money. It is a plain-language description of what can go wrong when Minto mirrors trades into your accounts. If any of this is unacceptable to you, do not subscribe.

Version 2026-07. Last updated July 2026.

You can lose capital, up to all of it

Every market Minto mirrors can lose money, and some are built to do it fast. Options positions can expire worthless or be assigned. Prediction market positions go to zero when the market resolves against them, often abruptly on a single headline. A sustained losing streak can draw your accounts down severely, and there is no floor other than zero. Guard rails such as stop-losses, exposure caps, and drawdown breakers reduce risk; they do not eliminate it, and they can fail in fast or illiquid markets.

This is not investment advice

The strategy is one operator's approach, executed by software. It was not designed for you, does not know your circumstances, and is not a recommendation to buy or sell anything. Minto and its operator are not your adviser, broker, or fiduciary. Deciding to mirror the strategy, and how much capital to give it, is entirely your call.

Beta software will misbehave

Minto is a beta system. Software defects, infrastructure outages, broker API failures, and third-party downtime can cause missed entries, missed exits, duplicated or delayed orders, and stale data in the app. An exit that fails to execute can turn a small loss into a large one. By subscribing you accept that the system will sometimes be wrong, late, or unavailable.

Your fills will differ from the operator's

The operator's account executes first; your account follows. In fast markets the price can move between those fills, so your entries and exits will often be slightly worse than the operator's. Small accounts are quantized: a position sized at 2% of a small account may round down to zero shares or contracts and be skipped entirely. Over time your performance will diverge from the strategy's headline performance.

Dedicated accounts are a hard requirement

Minto assumes it is the only trader in your connected accounts. If you place your own trades, run another bot, or move funds outside the app's flows, Minto's book no longer matches reality. Reconciliation will detect this and pause mirroring, which can leave positions unmanaged at a bad moment. Keep mirrored accounts dedicated to Minto and keep your personal trading elsewhere.

Polymarket key custody

Prediction-market mirroring requires the private key of a funded Polymarket wallet. Unlike broker API keys, a wallet key cannot be scoped: whoever holds it controls the funds. Minto encrypts your key at rest with per-credential envelope encryption, keeps the master key in a separate secrets store, and uses your key only to sign orders. But custody is custody: a catastrophic compromise of Minto's infrastructure could expose it. Fund that wallet only with the amount you allocate to prediction markets, and treat it as money at risk twice over: once to the market, once to custody.

Concentration and correlation

All subscribers mirror the same strategy. When it is wrong, everyone is wrong at the same time, in the same instruments. The strategy caps per-event and per-category exposure, but a single bad thesis can still hit several of your positions at once.

Taxes, fees, and regulation

Mirrored trading can generate many taxable events; you are responsible for your own reporting. Broker commissions, spreads, and blockchain transaction costs reduce returns and hit small accounts hardest. Regulatory treatment of prediction markets varies by jurisdiction and can change; access to a market Minto trades may not be lawful where you live, and that is yours to verify.

The bottom line

Allocate only money you can afford to lose completely, keep mirrored accounts dedicated, fund the Polymarket wallet thinly, and read the Terms of Service before accepting them. Subscribing means you understood all of the above.